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Ask Our Lawyer - March 2012

My Friend Doc Jones Needs A Ride

Doctor Rick Jones is a hero of mine and a wonderful brother. He served his country during the Vietnam era; came home; graduated from the University of Illinois School of Veterinary Medicine and became one of the best veterinarians ever. His assignments made him responsible for protecting us from the mad cow disease and controlling the swine and poultry epidemics that threatened our food sources, and maybe us. He is beloved by his son and daughters. They say he is the perfect dad. He has put more miles on a Wide-Glide shovel than Willie G. thought possible. He has ridden most Miracle Rides; he has been at every State Party and I think every Boogie except maybe one. He serves A.B.A.T.E. of Illinois as a Regional Coordinator and has served on the Executive Board more years than I can remember, was elected the State Coordinator of ABATE of Illinois in years past, and traveled the country for the MRF. He has spent a lifetime solving everyone else’s problems. Now he has a problem of his own to solve.

“Doc” has ALS. If anybody can beat that problem, he can. And he will deal with it like he has with everything else in his life - first class. I am the one having a tough time dealing with it. Doc is one of those guys who does it all correctly and by the book. He never smoked, always watched his weight and jogged 5-10 miles per week all of his life. Whereas I smoked, couldn’t run a mile if I had to, and am on the way to becoming a 40 pound robin. As I write this, “Doc” is at Mayo Clinic getting a second opinion. I am hoping he will come back and say that his local docs had their head up their ass and are all wrong about this, and I am going to figure out how to sue them for causing me emotional distress - I am hoping.

I talked with “Doc” just before he was to leave for Mayo and we decided that he would ride in my newly acquired side car for the Miracle Ride as he cannot ride any more. That is not what either of us had planned. As many of you know, I am not much of a praying man, but I am saying one for “Doc.” I would be most obliged if you would too.

Farm Bureau Policy Change Makes A Difference

Recall that last year, I became upset with Farm Bureau Insurance when I learned that the auto policies that I had with them reverted to state minimum limits when my son, who lives in NYC, borrowed the family car when home for visits. Fine print in the policy provides that when the family car is loaned to a non-resident householder, the coverage “drops down” to the state minimum limit, which is nothing for serious injuries. It counts for nothing that this was the same vehicle that my son learned to drive in. (My wife says I have a Kentucky problem when it comes to keeping old cars) To Farm Bureau’s credit, they reviewed the policy and changed the policy per our suggestion in this column last year. Now Farm Bureau has changed the fine print in that the coverage stays the same no matter who you loan your car to, so long as that person is a permissive user. And guess what? There is an ABATE member who is going to be a beneficiary of that change. After the change in the fine print, he was hit head on by a mother-in-law who lived in another state, but had borrowed her daughter’s car. Under the old policy language, there would only be state minimum limits to take care of him and his family, and pay his hospital bills- a paltry sum. Now the full policy limits are available. A BIG THANK YOU to Farm Bureau Insurance Company, and I think I am going to be one of their customers for life.

Places To Ride Before You Die: U.S. Route 12 In Idaho

Lewis and Clark All Over Again

While in Sturgis, you need to do yourself a favor and ride one of the best highways in the lower 48. All you have to do is shoot up from Sturgis to Missoula and hop on U.S. 12 and head over to Lewiston. I realize that it is a bit out of your way if you are heading back to the mid-west, but the consensus is that it is worth it. You will roll past the Snake, Clearwater and Salmon Rivers. Remember the movie “River of No Return” staring Marilyn Monroe? Well, that is the country that you will find yourself in, basically unchanged since 1805 when Lewis and Clark first explored it at the direction of Thomas Jefferson. I dare you to come back and tell me that is was not the best ride of your life. You need to do it before your die.

ABATE, though many know it not, is one of the greatest rights organizations ever; but what it reaches for by far exceeds what it has achieved, and what it has achieved is magnificent.

 Remember, injured ABATE members pay only 28 ½% of total recovery and expenses as approved by client, consistent with and conforming to applicable state law. Elsewhere, you may pay 33 ⅓%, 40% or even 50% of your recovery. And, ABATE members are not charged for recovery of damage to your motorcycle, and have access to a 24-hour toll-free telephone number.

Call us at (800) 25-RIDER

If you have any questions you would like to ask the lawyer, please submit them to ASK OUR LAWYER, at rodtaylor@abatelegal.com. © 2012, ABATE Legal Services.